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Key art for Hilo (unofficial)Provably Fair
Original illustration by this site, not a screenshot of the game.

How Hilo works

Stake Originals · Originals

Reviewed by Editorial teamUPDATED
RTP (theoretical return to player)99%
House edge1.00%
Game providerStake Originals
How it plays

Hilo is a card game developed by Stake. The player chooses whether the next card will be higher or lower than the current one, and each correct answer builds a streak. This page covers only the rules and figures that Stake publishes and offers no way to win.

Before each round, the player decides on a stake, and one card on the table serves as the current card.

The player chooses whether the next card will be higher or lower than the current one, places the bet and the next card is revealed.

Once the card is revealed, the player can cash out or make another choice to continue the streak. The multiplier is shown beneath the cards.

Every round is random and earlier results have no effect on the next one. Stake Originals use a provable fairness system, and this site gives no betting advice.

The official description, line by line
  • Official description (this site's rendering)

    The multiplier is shown in green underneath the cards.

    Official English text “The multiplier is indicated in green underneath the cards.”

  • Official description (this site's rendering)

    At its core, the player's job is to call whether the next card drawn will be higher or lower than the one before it.

    Official English text “Fundamentally, your job is to predict whether the next card drawn will be higher or lower than the one that precedes it.”

  • Official description (this site's rendering)

    After the player makes a call and places the bet, the card is revealed, and the player can either cash out or try to carry on the winning streak.

    Official English text “After making a prediction and placing your bet, the card will be revealed, and you can either cash out or attempt to carry on your winning streak.”

  • Official description (this site's rendering)

    For every card except A and K, if the same card is drawn again, choosing either higher or lower wins the bet.

    Official English text “For every card (A or K excluded), if the same card is drawn again, selecting either higher or lower will win the bet.”

Official data
Game provider
Stake Originals
RTP (theoretical return to player)
99%“Hilo has a theoretical return to player percentage of 99%.” ↗
House edge
1.00%“Edge: 1.00 %” ↗

RTP is a theoretical value published officially. It describes the average return over the long run and many rounds, and says nothing about a single round or a short period. The version actually offered depends on the operator's settings, and the information in the game takes precedence. Items the official page does not publish are not listed in this table and are not guessed. Official page

Frequently asked questions

What is the RTP of Hilo?
Stake's game page lists an RTP of 99% and a house edge of 1.00%. These are long-run theoretical values and say nothing about short-term results.
How does a round of Hilo work?
As Stake describes it, the player chooses whether the next card will be higher or lower than the previous one and places the bet. The card is then revealed, and the player can cash out or continue the streak.
What happens when the same card is drawn again?
As Stake describes it, for most cards a repeat of the same card wins the bet whether the player chose higher or lower. A and K are the exceptions.
Can Hilo be played for free?
This site does not embed Stake Originals and offers no demo. The game runs inside the Stake website.
Is there a way to improve the chance of winning?
No. Every round is random and earlier results have no effect on the next one, so this site offers no way to win.

This site is an independent affiliate site. It is not Stake, Pragmatic Play or Evolution and has no connection with any of the three. If a reader goes to Stake and registers through a link on this site, the site may earn a commission. It collects only the rules and figures that are published officially and offers no way to win. Affiliate disclosure